Group Benefits
THE COST OF GOING UNREVIEWED
A benefits plan that isn’t reviewed regularly can quietly lose value.
Many employers only hear from their benefits broker at renewal.
Meanwhile, company dollars may be going toward coverage employees rarely use, rate increases remain unexplained, and opportunities to improve the plan are missed.
Your benefits plan should be working for your company and your people—helping you attract and retain employees while making the best use of every dollar.
If it isn’t, the plan may no longer reflect what your business and employees actually need.
Better benefits are about more than price
Make every benefits dollar work harder
Clear Plan Insights
Understand where your benefits dollars are going, what is driving your rates, and where opportunities may exist.
Coverage Employees Value
Direct more of your investment toward the health, dental, and wellness benefits your employees actually use and appreciate.
Smarter Use of Every Dollar
Improve the value of your plan without simply chasing the lowest first-year price.
Proactive Reviews
Stay informed through ongoing communication and scheduled six- and nine-month reviews—not just an annual renewal conversation.
Advocacy to Protect Your Interests
Work with a benefits team that represents your company and helps ensure today’s savings are not lost at the next renewal.
Confident Benefits Decisions
Make informed choices knowing your plan is competitive, properly designed, and aligned with your company’s priorities
Who we are
A Different Kind of Benefits Broker
Many benefits brokers place a plan and return at renewal. Finuity does something different.
We take the time to understand your business, employees, and priorities. We explain what is driving your rates, identify where your benefits dollars could be used more effectively, and help you build a plan around what employees genuinely value.
Our involvement does not end when the plan is implemented. Through proactive communication and scheduled reviews, we keep you informed and help your plan evolve alongside your company.
Finuity educates instead of sells. You receive direct access to a local team that listens, responds, and advocates for your interests.
About Finuity
- Benefits-team experience dating back to 1999
- Plan design, pricing, implementation, and administration expertise
- Access to all major insurers and benefits providers
- Traditional, flex, spending-account, ASO, retirement, and wellness solutions
- Plans designed for small, medium, and large employers
- Dedicated benefits strategy and administration professionals
- Proactive six- and nine-month plan reviews
- Clear education and hands-on implementation support
- Local, relationship-driven service with direct access to the Finuity team
- Service available in British Columbia, Alberta, Saskatchewan, Ontario, and Nova Scotia
- Independently operated and committed to personal client relationships
- Focused on sustainable value rather than the cheapest short-term price
Four steps to a stronger benefits program
A Proven Process to Improve Your Benefits Plan
1
Understand Your Business and Priorities
We begin with a discovery meeting to understand your current plan, employee needs, business priorities, and the issues you want to solve.
2
Analyze and Redesign the Plan
We review your coverage, claims, costs, and plan structure to identify opportunities. Where appropriate, we redesign the plan and take it to market.
3
Choose the Right Benefits Strategy
We present clear recommendations and explain the costs, trade-offs, and expected value so you can make an informed decision.
4
Implement and Keep It Optimized
We make the transition clear for the plan administrator, employees, and their families, then conduct six- and nine-month reviews to keep the plan current and competitive.
YOUR PARTNER IN BENEFITS STRATEGY
Your Benefits Plan Should Work for Your Business and Your People
At Finuity, we know you want to be a confident benefits decision-maker who provides employees with a plan they genuinely value.
To do that, you need a competitive, properly designed benefits plan that makes the best use of every dollar.
The problem is that many plans go years without being properly reviewed or optimized. Brokers communicate only at renewal, rate increases go unexplained, and money continues flowing into coverage employees may not value. This leaves you frustrated, uncertain, and overwhelmed by the thought of making a change.
We believe no company should pay for one of its largest expenses without understanding where the money is going, why costs are changing, and whether the plan is delivering meaningful value.
We understand how frustrating it is to feel unsupported by your broker. That’s why Finuity educates instead of sells, provides direct access to a local team, and proactively reviews your plan throughout the year.
Here’s how it works: we begin with a discovery meeting, analyze and redesign your plan, help you select the right option, and make implementation clear and seamless. Then we conduct six- and nine-month reviews to keep you informed and your plan optimized.
Book an initial discovery meeting with Finuity. In the meantime, download The Employer’s Benefits Plan Checkup to learn whether your current plan may be ready for a closer review.
You can stop wondering whether your benefits plan is wasting company dollars and start approaching every renewal with confidence—knowing your plan is competitive, properly designed, and aligned with what your employees value.