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Been impacted by a flooding event? What’s next?
The immediate aftermath of a flooding event can be overwhelming, and knowing where to turn can be difficult. We are here to help. The following guidance outlines essential information to help you navigate the recovery process. Insurance Tips Personal Safety Guidance Weather Alerts Disaster Assistance Recovery Resources Knowing where to go for help and what…
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Critical Illness vs. Disability Insurance: What’s Right for You?
*This post is from CMB partner Finuity Wealth. Find out more about group benefit solutions here. When it comes to protecting your financial future, many Canadians assume that either disability insurance or critical illness insurance will do the job. In reality, they serve very different purposes. Understanding the difference—and why you might need both—is key to…
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Insurance Essentials for Roofing Contractors
As a roofing contractor, you know that no two days on the job are the same—whether you’re repairing a leak, installing a new roof system, or replacing damaged materials after a storm. You work at heights, handle specialized equipment, and face unpredictable conditions, all while managing a business and a team. That’s why having the…
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Insurance Basics Every Plumbing Contractor Should Know
As a plumbing contractor, your job goes beyond fixing leaks and unclogging drains—you’re running a business that depends on tools, vehicles, people, and strong client relationships. Whether you’re working on new installations, troubleshooting plumbing systems, or handling emergencies, your work involves risks that could impact your operations and income. From damaged tools to job site…
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Protecting Your Electrical Contracting Business: What You Need to Know
As an electrical contractor, your work involves everything from installing and maintaining wiring and lighting systems to troubleshooting and repairing electrical equipment. Whether you’re on residential jobs, commercial projects, or working in office buildings and homes, your day-to-day responsibilities come with real risks. That’s why it’s important to understand the exposures your business faces—and what…
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IoT Sensors and Reducing Commercial Property Claims
The Internet of Things (IoT) refers to a network of devices (e.g., sensors, actuators and trackers) equipped with advanced software and processing capabilities that can connect and exchange information. This technology can provide a wide range of benefits to businesses, including enhancing organizations’ visibility of their commercial properties and allowing them to spot and address…
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Been Impacted by a Wildfire? What’s Next?
The immediate aftermath of a wildfire can be overwhelming. We are here to help. The following guidance outlines essential information to help you navigate the recovery process. Insurance Tips Personal Safety Guidance Additional Recovery Tips Disaster Assistance Recovery Resources Knowing where to go for help and what to tackle first can be challenging in the…
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Wildfire Smoke Safety
Wildfires can have devastating impacts on affected communities. Even after the flames subside, these fires can leave behind lasting safety risks. The smoke generated by wildfires can linger in the air for weeks or months, making nearby individuals susceptible to inhaling a range of toxic compounds, including carbon monoxide, hydrocarbons, benzene, acrolein, aldehydes, and particulate…
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Vacant Property Risks
Vacant construction sites face the risks of theft, trespassing, fires and other hazards. Potential losses might include the value of damaged or stolen materials, the liability of an individual being injured on the property, and the costs of organizational disruptions if an essential piece of equipment is vandalized or taken. The insurance risks and liabilities…
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Mitigating the Risks of Formjacking
As businesses increasingly rely on online transactions, cybercriminals have developed a scheme to exploit this process and steal sensitive information. This growing cyberthreat, known as formjacking, poses significant risks to businesses; it is difficult to prevent and can lead to major financial losses and reputational damage. Formjacking is a cyberattack method in which a threat…