CMB Insurance Blog
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Mandated Auto Insurance
Read more: Mandated Auto InsuranceAuto Insurance by Province Basic auto insurance is mandatory in every Canadian province and territory. However, each province’s requirements for mandatory coverage vary. In British…
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Does Your Builders Risk Policy Cover Soft Costs?
Read more: Does Your Builders Risk Policy Cover Soft Costs?Builders risk insurance provides valuable protection in the event of a direct property loss experienced by a contractor, project owner or other insured party during…
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How to Have a Proper Video Call
Read more: How to Have a Proper Video CallWhile organizations are starting to get back to normal, employees still would like the option of working from home. Therefore, the use of video calls…
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Auto Repair Shop Loss Control Tips
Read more: Auto Repair Shop Loss Control TipsRunning an auto repair shop carries numerous challenges. After all, auto repair shop owners are responsible for performing a wide range of services—whether it’s routine…
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Detecting and Overcoming Cryptojacking
Read more: Detecting and Overcoming CryptojackingCybercrimes are becoming an increasing threat to organizations. There are even various types of cyberattacks to be aware of now, such as cryptojacking. Cryptojacking is…
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Preventing Logging Truck Rollovers
Read more: Preventing Logging Truck RolloversLog trucks and similar vehicles are commonplace in forestry operations. They are essential to keeping operations moving. However, improper use of these vehicles can result…
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Cross-border HOS Regulations
Read more: Cross-border HOS RegulationsOn June 12, 2021, full enforcement of the federal rule for electronic logging devices (ELDs) for trucking fleets operating in Canada came into effect. The…
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Attracting and Retaining Commercial Drivers
Read more: Attracting and Retaining Commercial DriversCommercial fleets need to maintain a workforce of loyal, qualified drivers in order to succeed. But recently, increased demand for freight volume has highlighted an…
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Cyber Risks: Protect Your Email
Read more: Cyber Risks: Protect Your EmailEmail has become a critical part of everyday business, from internal management to direct customer support. The benefits associated with email as a primary business…
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Take Care When Hauling Animals
Read more: Take Care When Hauling AnimalsTips for livestock truckers to prevent accident and injury Carrying livestock is one of the most difficult loads a trucker can deal with. Not only…
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Oil and Gas Operations – Job Safety Analysis
Read more: Oil and Gas Operations – Job Safety AnalysisToday, many companies within the oil and gas industry use the Job Safety Analysis Process (also referred to as a JSA, Job Hazard Analysis, or…
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Understanding Mobile Payment Risks
Read more: Understanding Mobile Payment RisksAs a relatively new financial service, mobile payments have the potential to significantly change how consumers buy and sell goods using their phones, tablets and…
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Use Caution with Lift Gates
Read more: Use Caution with Lift GatesLift gates are powerful devices, and it is very important that drivers take safety procedures seriously when using them. Lift gates can be dangerous to…
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Policies to Manage Cyber Risk
Read more: Policies to Manage Cyber RiskAll companies should develop and maintain clear and robust policies for safeguarding critical business data and sensitive information, protecting their reputations and discouraging inappropriate behaviour…
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Keeping Greenhouse Workers Safe in the Rising Heat
Read more: Keeping Greenhouse Workers Safe in the Rising HeatAs temperatures rise, it’s important to monitor greenhouse workers for symptoms of heat stress and take proper precautions to avoid health and safety concerns. The…
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Safely Returning to the Workplace After COVID-19
Read more: Safely Returning to the Workplace After COVID-19As the vaccine rollout continues and COVID-19 cases decline, organizations will need to plan for a safe return to the workplace. Most of the responsibility…
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Overland Flood Insurance
Read more: Overland Flood InsuranceFloods are the second most common natural disaster in Canada, occurring five times as often as wildfires. Just a few centimetres of water from flooding…
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What is Equipment Breakdown Insurance?
Read more: What is Equipment Breakdown Insurance?Problems with your business equipment can be risky, if you are not properly insured. A standard property insurance policy will not cover these types of…
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Golf Course Maintenance Safety
Read more: Golf Course Maintenance SafetyUsing lawn mowers, hedge trimmers and gardening tools. Course maintenance is essential to our club’s success and is the crucial factor in maintaining the image…
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Restaurant Risk Exposures
Read more: Restaurant Risk ExposuresThose who run restaurants are often some of the most passionate business owners, investing time and money to deliver a high-quality experience to their customers.…
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Dental Office Insurance and Exposures
Read more: Dental Office Insurance and ExposuresRunning a dental office can be demanding, and it’s a constant challenge for owners to deliver exceptional care while maintaining profitability. These challenges are magnified…
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Beauty Salon Insurance and Risk Management
Read more: Beauty Salon Insurance and Risk ManagementThere are many hazards present at a beauty salon that deserve your attention. This overview of common issues will help you to correct potential hazards,…
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How to Prioritize Cybersecurity
Read more: How to Prioritize CybersecurityOrganizations today are under constant threat of cyberattacks as technology continues to evolve rapidly. Cybersecurity threats can not only compromise an organization’s data, but they…
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Trends and Challenges for Last-mile Carriers
Read more: Trends and Challenges for Last-mile CarriersAccording to Omnitracs, last-mile carriers serviced 21 per cent more stops in 2020 than in 2019 as demand for same-day and next-day delivery options accelerated…
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Fire Safety
Read more: Fire SafetyFires are a serious risk for businesses of all types. It’s up to employees to take the proper precautions to keep themselves and their co-workers…
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Beating the Summer Heat
Read more: Beating the Summer HeatSummer heat can be more than uncomfortable; it can be a threat to your health, especially for older adults and children. Whatever your age, don’t…
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Construction Risk Advisor
Read more: Construction Risk AdvisorThe Importance of Safety Training in the Workplace Safety training in the workplace is necessary in order to eliminate work-related illnesses and injuries. Common construction…
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The Cost of Poor Management
Read more: The Cost of Poor ManagementApproximately 2 in 5 Canadian professionals have quit a job because of a bad manager, according to research conducted on behalf of staffing firm Robert…
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Manufacturing: Managing Your Total Cost of Risk
Read more: Manufacturing: Managing Your Total Cost of RiskAs a manufacturer, how do you quantify your true cost of risk? For example, if you are faced with a recall, how do you calculate…
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Emerging Construction Management Trends Due to COVID-19
Read more: Emerging Construction Management Trends Due to COVID-19Construction management has been forced to adapt throughout the COVID-19 pandemic. Reports have found that the pandemic has accelerated the time it takes to adopt…
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Using Technology in Learning and Development
Read more: Using Technology in Learning and DevelopmentAs organizational needs accelerate and evolve, it’s important that employees also have the necessary skills to succeed. By leveraging technology in learning and development efforts,…
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Common Exposures for Plumbing Contractors
Read more: Common Exposures for Plumbing ContractorsPlumbing contractors provide much-needed services for both residential and commercial customers alike. However, plumbers have a number of unique risks to consider. In fact, any…
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Why Do I Need Errors and Omissions Insurance?
Read more: Why Do I Need Errors and Omissions Insurance?Tracy, the owner of an Ontario-based event planning firm, was hired to provide event management services to a trade association holding its annual convention in…
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Contractors Equipment Insurance
Read more: Contractors Equipment InsuranceMost contractors know that it is essential to obtain various forms of insurance coverage to protect themselves from liability and litigation. However, some contractors are…
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Pollution Liability Insurance
Read more: Pollution Liability InsurancePollution and environmental conditions are growing exposures for many businesses − exposures that are not covered under standard insurance policies. A steadily increasing focus on…
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Why do I need Directors & Officers Insurance?
Read more: Why do I need Directors & Officers Insurance?A company’s directors and officers have a tough job. When making decisions, they have to consider the best interests of employees, customers and shareholders, while…
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Tips to Prevent Common Trucker Injuries
Read more: Tips to Prevent Common Trucker InjuriesTransportation is among the top industries for lost-time claims and fatalities, according to the Association of Workers’ Compensation Boards of Canada. Fortunately, most trucker injuries…
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Technology Professional Liability: Errors and Omissions Coverage
Read more: Technology Professional Liability: Errors and Omissions CoverageEvery business has unique risks that can seriously harm an organization’s operations if it is not properly protected. As a business using technology to produce…
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Overcoming Cyber Threats in a 5G World
Read more: Overcoming Cyber Threats in a 5G WorldAs the fifth generation (5G) mobile network becomes increasingly accessible, cybersecurity risks also increase. While 5G has many benefits—including more reliability, massive network capacity and…
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Manufacturing Risk Advisor
Read more: Manufacturing Risk AdvisorThe Benefits of Building a Manufacturing IoT Environment The internet of things (IoT) refers to the connection of physical devices around the world connected to…